When debts start to pile up around you and you cannot make your routine monthly payments on time and even at all, you might be faced with an extremely demanding situation. To make things worse, you will be denied credit from other lenders because you cannot pay the credit you currently have. If that wasn’t bad enough, you will also have rude, irritated and threatening letters and call from your lenders, demanding that you pay them exactly what is owed.
Top Rated Debt Settlement, Negotiation, Consolidation And Tax Debt Relief
Are you considering the services of a debt settlement company, debt negotiation, consolidation, or a tax debt relief company?
For unsecured debts such as credit cards, personal loans, certain private student loans, or other similar, a debt relief program may give you the solution you need. Debts could have accumulated for numerous reasons such as an unfortunate hardship, overspending, divorce, or other issues. The decision to get help could be a result of starting to go delinquent, getting creditor calls, or the realization that paying minimum payments, one could pay off the debt numerous times with the balances remaining.
For tax debt issues, the situation is even more serious because of the expanded collection rights tax authorities such as the IRS or State have. Debts could be a result of mistakes from a prior tax preparer, under withholding, failure to submit payroll tax with holdings to the IRS, identity theft, tax audit, or other reasons.
Having debt issues is stressful. One starts to lose sleep and feels pressured. Normal activities don’t feel as enjoyable. If you have tax debt, it can be even more stressful and have you feeling even more pressured because taxing authorities have the power to garnish, levy, lien and other worse things to ensure that they get paid.
The good news is that there are legal solutions to help resolve your financial issues.
For unsecured debts, there are various options such as debt consolidation, debt settlement, debt negotiation, and other debt relief programs.
For tax debt issues, there are various IRS and State tax debt solutions such as correcting prior tax return preparation mistakes with tax return amendments, an Installment Agreements, Currently Non-Collectible, Offer In Compromise, filing returns for Substitute Filed Returns, Audit Defense, Partial Payment Installment Agreements, and more.
For debt relief, American Debt Relief has been helping people and small businesses since 2000 nationwide. As a Top Rated company by numerous independent organizations and with hundreds of thousands of people counseled successfully over the years, you can trust that you are in the best hands for resolution of your financial issues.
For tax debt relief, American Debt Relief has a team with over 100 years combined experience solving tax debt issues with a focus on tax resolutions, audit defense, complex resolutions, offers in compromise, partial payment plans, and currently non-collectible resolutions. The lead of the tax department has extensive experience solving 7-figure tax issues for individuals and small businesses. The tax relief team is one of the most experienced in the industry with over 83 years total previously working at the IRS or state tax authorities.
For both unsecured debt relief and tax debt resolution, much like other professional services such as surgery,it is critical to do things right the first time, and by having the most experienced team, you are ensured to get the best possible results. In addition, reviews from clients, ratings from reputable rating agencies, and the company being free from recent unresolved complaints are some additional important criteria.
How To Get Out Of Debt For Credit Cards, Unsecured Debts & Tax Debts.
Are you making minimum payments on your unsecured debts, but not going anywhere or are already falling delinquent?
Thousands of people come to us each month stating that they are making minimum payments on their credit card debts and other unsecured loans, yet the balances have not gone down. In some cases, they have already paid back the amount they originally spent, one, two or even three or more times. Most people have no or very little money left over at the end of each month for emergencies or recreational activities.
While they may be current with payments, their creditworthiness is very poor because they cannot make a payment on a new loan. In some cases, they keep doing what they are doing until an emergency occurs, at which time they come to us for a solution; if they had just taken action sooner, their debts might already have been resolved.
Are you falling delinquent? If so, your credit is already being affected and you, like most people, probably do not want to file bankruptcy. Future employers, business partners, and other people can ask, “have you ever filed bankruptcy?” for the rest of your life.
Now is the time for damage control. In many cases, just by freeing up several hundred more dollars a month with a debt arbitration program, you can have the peace of mind you need and get your unsecured creditors resolved. Much like a “credit card debt forgiveness” program, for clients who qualify, the creditors forgive a certain amount of debt that is owed. In some cases, as much as 100%. No one can predict specific future results because each case is unique.
In other cases, clients want to lower interest rates, and while creditors often do not lower as much as they used to, we can give an estimate for what your payment would be on a non-profit debt consolidation or debt management program to see if it would accomplish your goals.
This type of program is also called a consumer credit counseling, credit counseling, or credit counseling services. Whether you hear it called credit counseling, credit card debt consolidation, DMP, or debt management, it is the same program where there is one payment every month, creditor interest rates are adjusted, and the agency pays your creditors on your behalf.
Need tax debt relief for Internal Revenue Service (IRS) or State personal or company tax debt issues?
Hopefully, a Revenue Officer is not yet assigned and there have been no notices of imminent levies or garnishments issued. Even if no notices have been received, we have seen people and small business owners, have their or company’s bank accounts levied or wages garnished by aggressive Revenue Officers, without having received any written notices. It is a very stressful situation to know this could happen at any moment.
When we start working for you, the tax professional assigned to your case, when needed, immediately requests a stay of enforcement for as long as possible to give time to get things solved. It is much better to take action sooner than later because once the IRS or State has levied your bank account, there are only 21 days before the bank has to send the money to the taxing authority. It’s much easier to prevent than to get the money returned.
Past clients tell us that the immediate feeling of having a light at the end of the tunnel, having lower blood pressure, and being able to sleep at night are priceless. Then, when the original IRS and/or state tax issues are solved, they tell us how they feel much happier, free, and able to live life once again. The pride each and everyone in our team has for the 700+ Five Star Reviews is what makes us even more enthusiastic and dedicated to helping you.
The first step for unsecured debt issues is to get your free, 100% confidential, no-obligation debt consultation to learn how much money you could save, how many months it would take to resolve your debt, the difference between other debt relief options, and what your new monthly payment would be.
For tax debt issues, it is extremely important to get IRS and/or state tax assistance quickly and be able to request a Stay of Enforcement prior to the IRS or State starting expanded enforcement measures against you or your Company.
Bank card debt alleviation is what every debt-struck credit card owner is trying to find. Bank card debt relief is not almost minimizing or getting rid of bank card debt; bank card financial obligation alleviation is likewise regarding getting de-stressed. Credit card debt relief has to do with benefiting oneself as well as not just for the bank card financial debt that you have on you. Yes, it’s unfortunate yet real. In fact, you can listen to declarations like “I have actually got a better job, now I can evacuate my charge card financial obligation even faster”. So, because sense, bank card debt alleviation is really concerning obtaining your life back on the regular track.
The most essential bank card financial obligation relief comes in the form of de-stressing you. Everybody finds out about the unsafe impacts of stress; so, if credit card financial debt alleviation means postponing your purchases for later on, you must do so. There are no items available that can provide you as much joy as credit card financial obligation alleviation can. Besides postponing the acquisition of your preferred goods, there are couple of more points that you need to bring right into method in order to get bank card financial debt alleviation. A lot of these charge card debt relief mechanisms promote restraint spending e.g. preparing a (limited) monthly budget plan and sticking to it. Utilizing cash money rather than card for making the settlements for your purchases is an additional recommendations. Debt debt consolidation is another prominent way of obtaining credit card financial obligation relief. You will certainly discover a great deal of recommendations (as well as you can even hire a consultant) for methods to attaining charge card debt alleviation. So, there is no dearth of advice on bank card financial obligation alleviation or charge card financial debt loan consolidation or credit card financial obligation elimination. However, what is not so usual is the suggestions on just how to act in the post ‘bank card financial obligation relief’ duration i.e. after credit card debt removal. It do without stating that if you don’t exercise treatment in the blog post ‘bank card financial obligation alleviation’ period, you could once more drop a target to credit card debt. So, if you have actually been avoiding making acquisitions, you ought to not, suddenly, start acquiring all those preferred items that you had actually been avoiding.
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